Data-driven value creation

Data

Almost every aspect of our business concerns understanding and exploiting data for business benefits. Financial institutions are endowed with massive amounts of data, and the companies of the future will be the ones best equipt to gain competitive advantages by deriving and utilizing valuable business insights and opportunities from data.

Quant

To derive information from data, we apply advanced quantitative methods, deep learning and visualizations by using high-powered, modern, data science tools and programming languages. Often, unapparent patterns and relations in data, can be detected and utilized systemically and effortlessly from quantitative methodology.

Fintech

To scale optimal analytical decision-making across the business, with sometimes hundreds of daily users and supporting specialists as well as non-technical employees, our end-user solutions typically include fintech. Although our solutions concern complex underlying issues, we value providing applications that are straight forward to use.

Solutions

AQClients360

AQProfitability

AQCreditPlus

AQOpRisk

AQClients360 is our client optimization solution.

The application supports financial advisors with easy and fast assessments of client profitability and allows for a wide range of evaluations and actions on clients.

It automatically assesses client profitability of every single client on a daily basis and furthermore offers a flexible scenarios engine for evaluating consequences from potential business changes.

The application offers extreme value-creation and helps improve the entire revenue base by tuning value-creation from branch offices.

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AQProfitability is our profitability analysis and reporting solution.

Having a detailed understanding and overview of profitability across the organization and products, financial advisors, credit ratings, sectors etc. is often an overwhelming task.

AQProfitability solves this by providing an out-of-the-box, easy to use, advanced business intelligence solution, that offers a full break-down of profitability in seconds.

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AQCreditPlus is our credit, risk and capital related solution.

Working with credit analysis, credit risk and capital adequacy many analytical 'pains' arise frequently.

The AQCreditPlus application is an 'umbrella' application dedicated to support specialists in solving typical analytical tasks/problems. It helps automate manual and ad-hoc tasks and perform them systematically and very fast - allowing for more efficient use of resources.

The application is in non-stop development and new supported tasks are added continuously.

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AQOpRisk is our operational risk management solution.

Operational risks concern potential losses due to people, internal processes, systems and external events.

Operational risk is the second most (to credit risk) important risk category in retail banking, yet managing operational risks is rarely properly understood or prioritized. Reasons are likely the intangible nature of operational risks and the diverse tasks required to manage operational risks effectively.

The AQOpRisk application solves this and supports all the diverse tasks requirement in one full operational risk platform that helps perform professional operational risk management with few resources.

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Media announcement

29/05/2020

The recent partnership with Sparekassen Thy was featured in the Danish online media FinansWatch.

read article.

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New partnership

18/05/2020

We are very pleased to announce that Sparekassen Thy partners with AQRisk.

Sparekassen Thy is a full service Danish financial institution founded in 1876 and based in Thisted with 15 branch offices across Jutland and 47.000 customers. Sparekassen Thy is a private company.

Sparekassen Thy will going forward be applying several AQRisk applications that will support 70-90% of employees with decision and analytical support. Financial advisors will be supported in assessing clients optimally and various staff departments as well as Management will be supported with profitability assessments and reporting, as well as a wide range credit and capital related issues.

Visit Sparekassen Thy here.

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New partnership

02/03/2020

We are very pleased to announce that Salling Bank partners with AQRisk.

Salling Bank is a full service Danish financial institution founded in 1876 and based in Skive with 3 branch offices across Jutland. Salling Bank is a publicly traded company (SALB) at Nasdaq Copenhagen.

Salling Bank will going forward be applying several AQRisk applications that will support 70-90% of employees with decision and analytical support. Financial advisors will be supported in assessing clients optimally and various staff departments as well as Management will be supported with profitability assessments and reporting, as well as a wide range credit and capital related matters.

Visit Salling Bank here.

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