AQClients360 is our client optimization solution.
The application supports financial advisors with easy and fast assessments of client profitability and allows for a wide range of evaluations and actions on clients.
It automatically assesses client profitability of every single client on a daily basis and furthermore offers a flexible scenario engine for evaluating consequences from potential business changes.
The application provides extreme value-creation as it helps improve the entire revenue base by tuning branch offices, reduces credit losses and helps do more with fewer resources.
AQProfitability is our profitability analysis and reporting solution.
Having a detailed understanding and overview of profitability across the organization and products, financial advisors, credit ratings, sectors etc. is often an overwhelming task. AQProfitability solves this by providing an out-of-the-box, easy to use, advanced business intelligence solution, that offers a full break-down of profitability in seconds.
The application provides high value-creation via deep business insights wrt. profitability, interest rate levels and interest rate scenarios. It furthermore saves resources on business intelligence development, maintenance and reporting support.
AQCreditPlus is our credit, risk and capital related solution.
Working with credit analysis, credit risk and capital adequacy many analytical 'pains' arise frequently.
The AQCreditPlus application is an 'umbrella' application dedicated to support specialists in solving typical analytical tasks/problems. It helps automate manual and ad-hoc tasks and perform them systematically and very fast - allowing for more efficient use of resources.
The application is in non-stop development and new supported tasks are added continuously.
AQOpRisk is our operational risk management solution.
Operational risks concern potential losses due to people, internal processes, systems and external events.
Operational risk is the second most (to credit risk) important risk category in retail banking, yet managing operational risks is rarely properly understood or prioritized. Reasons are likely the intangible nature of operational risks and the diverse tasks required to manage operational risks effectively.
The AQOpRisk application solves this and supports all the diverse tasks required in one full operational risk platform that helps perform professional operational risk management with few resources.